We just started Financial Peace University at church last Sunday. I am SO excited about getting out of debt and on our way to financial freedom. We have already read through Dave Ramsey’s “Total Money Makeover” and loved it. Unfortunately, life happens, and our debt snowball hasn’t ever gotten any momentum. We are more than ready to make the sacrifices it’s going to take to get out of debt and finally build our savings and retirement. Two of my favorite quotes by Dave Ramsey are:
“Live like no one else, so you can live like no one else.”
“Normal is broke. Be weird!”
He stresses how important it is for both spouses to be equally as committed and enthusiastic. I’m so thankful that Josh is the one who pushed for us to sign up for FPU. I’ve already found myself saying no to little things that I have always said yes to. For example, yesterday, I got a call from a friend asking if I’d like her to pick up a coffee for me at Starbucks before she comes over. Normally my response would be, “YES, thank you! I’ll pay you back when you get here.” But instead I said no. When she arrived at my house, she had a coffee for me! Starbucks made her the wrong drink by mistake, told her to keep the wrong one and also made her a new one! I had no doubt that that was a sweet little blessing for my obedience in saying no.
I just posted my treadmill for sale on Facebook. I know it isn’t the wisest thing to sell your treadmill when you just committed to lose a LOT of weight, but I feel it is something that I need to do to jump start our saving and debt reduction.
I also checked prices and we’ve decided to cancel our cable and switch from Comcast to Knology for internet in order to save over 60% per month.
This is a good start. 🙂
Tomorrow–week two weigh-in. I’m scared. Very scared. It’s been a long, rough week of traveling, eating out with family, and ‘funeral food’ (you know, food that neighbors and family bring over when a loved one dies—never healthy, always comfort foods and junk food—bad.bad.bad.). WE’LL SEE!